Your budget stays yours.

1. Your financial information

The developer does not collect, transmit or sell your ledger information. GulfBudget has no account, bank connection or developer ledger backend. We cannot see your budget. Advertising-related technical processing is explained below.

2. Information you enter

You may enter accounts, balances, transactions, categories, budgets, bills, goals, exchange rates, notes, and preferences. This information is processed only on your device to provide the app’s features. It is not sent to the developer or any third party.

3. On-device security and storage

Your ledger is stored in an encrypted file on your iPhone. Its encryption key is stored in Apple Keychain using a device-only protection class. If you enable the app lock, GulfBudget asks iOS to verify the device owner using Face ID, Touch ID, or the device passcode. GulfBudget does not receive biometric data.

The encrypted ledger and its key are intentionally excluded from cloud backup. This improves privacy, but it also means your GulfBudget data cannot be recovered on another device or after the device is lost, erased, or replaced.

4. Sharing and children

We do not share financial entries with advertisers or data brokers. GulfBudget is a general personal-budget utility and is not directed to children.

Advertising from version 1.0.2

Version 1.0.2 introduces a Google AdMob banner on the More screen. Earlier iPhone versions contain no ads. Your ledger, balances, transactions, notes and other financial entries stay on your device and are not supplied to Google or used to target advertising.

When ads are permitted, Google may process an IP address and approximate location, app- or device-related identifiers, ad views and interactions, and crash and performance information for advertising, measurement, fraud prevention and service operation. GulfBudget requests non-personalized ads, disables Google’s publisher first-party ID, and does not request Apple tracking permission or access to the advertising identifier. Non-personalized advertising still involves technical data processing.

Google’s consent form appears where required before ads can load. Use More → Ad privacy to revisit available choices. If consent or connectivity prevents an ad from loading, budgeting remains available. Google handles advertising data according to its privacy policy and partner-app information; retention varies with the data and purpose. Contact Google for requests concerning data it holds, and contact us for support information we hold.

5. Retention and deletion

Your information remains on your device until you remove it. Use Settings → Delete All Data to erase the encrypted ledger and its key. Deleting the app also removes its local app data. Because we do not hold a server copy, we cannot restore deleted data.

6. Optional support communications

If you voluntarily email support, the developer receives your email address, message, and any device or iOS details you choose to include. This information is used only to reply and troubleshoot your request. Never send balances, passcodes, or other sensitive financial details. Our email provider processes the message only as needed to deliver and store email. Support correspondence is kept only as long as reasonably needed to answer the request, prevent abuse, and maintain a basic support record, then deleted. You may request deletion at any time by emailing the address below.

7. Changes and contact

If a future version adds any feature that transmits data, this policy and the App Store privacy disclosure will be updated before that feature ships. Questions may be sent to inaserq8@zohomail.com.